TaxEruTaxEru

Draft product policy — seek legal review before relying on this for formal recognition packs

Terms of Use

Last updated: 10 August 2026

Important — draft product terms

These Terms explain TaxEru’s product boundaries in plain language for users and for recognition-evidence work. They are not solicitor-certified. Obtain qualified legal review before relying on them in a formal HMRC recognition pack, production credential application, or other legal submission.

1. Agreement

By creating an account or using TaxEru, you agree to these Terms and the Privacy Policy. If you do not agree, do not use the service.

2. Pre-recognition stance (not compatible software)

MTD planning and sandbox support only. TaxEru is not yet HMRC-recognised compatible software.

TaxEru must not be described as “MTD compatible”, “HMRC recognised”, or “HMRC approved” software. It does not appear on GOV.UK’s list of software compatible with Making Tax Digital for Income Tax. Live production HMRC filing through TaxEru is not a present general offering; production access, if ever granted, would use credentials and configuration separate from the HMRC sandbox.

3. What TaxEru does

TaxEru is designed to help UK self-employed users with:

  • Digital record-keeping for income and expenses.
  • Local tax-year estimates and planning views (including indicative VAT rolling-turnover hints based on data you enter).
  • Crypto / USDC-oriented workflows where earnings are treated as self-employment income on receipt and disposals can feed a local Section 104–style pool for capital gains planning.
  • SA103-oriented CSV exports and other client-side downloads so you can transfer figures into HMRC’s services or your own filings.
  • Read-only MTD quarterly previews and local obligation / eligibility planning tools.
  • Optional connection to HMRC sandbox / test APIs (when configured) for OAuth, obligations retrieval, and sandbox quarterly updates — not as a claim of recognition or production filing readiness.

4. What TaxEru does not do

  • Provide tax, legal, or accounting advice. Calculations and copy are for guidance and planning only. HMRC (and your adviser, if you have one) remain authoritative.
  • Guarantee that figures match HMRC’s calculations, that you are in or out of MTD scope, or that exports are complete for your circumstances.
  • Act as an automated VAT registration or VAT return filing engine.
  • Submit UK or foreign property quarterly updates (property source types may exist in the data model but are rejected for HMRC submission today).
  • Submit annual adjustments, final declarations / crystallisation, or retrieve HMRC’s tax calculation as a completed product journey (those capabilities remain open gaps for recognition).
  • Claim to be HMRC-recognised compatible software, or to replace Self Assessment filing obligations you personally owe.

5. Your responsibilities

  • Provide accurate records and keep credentials secure.
  • Verify important figures with HMRC or a qualified adviser before you file or pay tax.
  • Use HMRC connect / disconnect controls intentionally. Disconnecting wipes TaxEru-stored OAuth tokens as described in the Privacy Policy (soft revoke).
  • Comply with HMRC rules and UK law applicable to your trading. TaxEru does not relieve you of statutory filing or payment duties.

6. Sandbox vs future production

HMRC integration today targets the sandbox (test) environment when `HMRC_*` environment variables are configured. Sandbox behaviour must not be treated as production filing. If TaxEru later obtains production credentials, those must be configured separately (distinct client id/secret, redirect URI, encryption key, and production API base URL). Until then, treat any “submit” path that is not explicitly production-enabled as non-production / sandbox-only.

7. Availability and changes

We aim for reliable service but do not warrant uninterrupted availability. Features may change as HMRC guidance and TaxEru’s roadmap evolve. We may suspend access that harms the service or violates these Terms.

8. Liability (draft)

To the fullest extent permitted by applicable law, TaxEru and its operators are not liable for indirect, incidental, special, consequential, or punitive losses, or for lost profits, tax penalties, interest, or HMRC assessments arising from your use of the product or from reliance on planning estimates, exports, or sandbox API results. Nothing in these Terms excludes liability that cannot be excluded under applicable law (including for fraud or fraudulent misrepresentation, or death/personal injury caused by negligence where that cannot be limited).

Where liability can be limited, our aggregate liability relating to the service is limited to the greater of (a) the fees you paid us for the service in the 12 months before the claim, or (b) £50 — pending counsel review of an appropriate permanent cap.

9. Governing law (draft)

These Terms are intended to be governed by the laws of England and Wales, and disputes are intended to be subject to the exclusive jurisdiction of the courts of England and Wales, except where mandatory consumer protections require otherwise. Confirm with counsel before relying on this clause in formal packs.

10. Contact

Privacy and data questions are covered in the Privacy Policy. Product support channels will be published when a monitored support address and SLA are established (recognition gap G13).